[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.esfr.cz\/dum-a-zahrada\/neztracejte-penize-na-cestach\/#Article","mainEntityOfPage":"https:\/\/www.esfr.cz\/dum-a-zahrada\/neztracejte-penize-na-cestach\/","headline":"Neztr\u00e1cejte pen\u00edze na cest\u00e1ch","name":"Neztr\u00e1cejte pen\u00edze na cest\u00e1ch","description":"R\u00e1di cestujete a pravideln\u011b ka\u017ed\u00fd rok vyr\u00e1\u017e\u00edte na dovolen\u00e9 do zahrani\u010d\u00ed. V\u0161ichni o\u010dek\u00e1v\u00e1me, \u017ee tato z\u00e1bava n\u011bco stoj\u00ed. \u010c\u00edm jedeme d\u00e1le, t\u00edm bude pravd\u011bpodobn\u011bji dra\u017e\u0161\u00ed. Ale pro\u010d utr\u00e1cet v\u00edce, ne\u017e je nezbytn\u011b nutn\u00e9. Nebudeme te\u010f \u0159e\u0161it, jak si sehnat levn\u011bj\u0161\u00ed ubytov\u00e1n\u00ed, kde se daj\u00ed obstarat levn\u00e9 letenky. Existuje cel\u00e1 \u0159ada webov\u00fdch port\u00e1l\u016f, knih a online […]","datePublished":"2026-02-28","dateModified":"2026-02-28","author":{"@type":"Person","@id":"https:\/\/www.esfr.cz\/author\/#Person","name":"","url":"https:\/\/www.esfr.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2d2e3fdaba6370eba756fb4048c695326686ff29010a0df4d58b27c20544521d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2d2e3fdaba6370eba756fb4048c695326686ff29010a0df4d58b27c20544521d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"esfr.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.esfr.cz\/dum-a-zahrada\/neztracejte-penize-na-cestach\/","wordCount":457,"articleBody":"R\u00e1di cestujete a pravideln\u011b ka\u017ed\u00fd rok vyr\u00e1\u017e\u00edte na dovolen\u00e9 do zahrani\u010d\u00ed. V\u0161ichni o\u010dek\u00e1v\u00e1me, \u017ee tato z\u00e1bava n\u011bco stoj\u00ed. \u010c\u00edm jedeme d\u00e1le, t\u00edm bude pravd\u011bpodobn\u011bji dra\u017e\u0161\u00ed. Ale pro\u010d utr\u00e1cet v\u00edce, ne\u017e je nezbytn\u011b nutn\u00e9.Nebudeme te\u010f \u0159e\u0161it, jak si sehnat levn\u011bj\u0161\u00ed ubytov\u00e1n\u00ed, kde se daj\u00ed obstarat levn\u00e9 letenky. Existuje cel\u00e1 \u0159ada webov\u00fdch port\u00e1l\u016f, knih a online kurz\u016f, kter\u00e9 vedou zku\u0161en\u00ed cestovatel\u00e9 a maj\u00ed tak pro v\u00e1s rady a tipy p\u0159\u00edmo ze \u017eivota – z jejich cest.V \u010dl\u00e1nku se zam\u011b\u0159\u00edme, jak u\u0161et\u0159it na v\u00fdb\u011brech z bankomatu, jak \u0159e\u0161it probl\u00e9m s konverz\u00ed m\u011bn. A nemus\u00edte p\u0159itom m\u00edt ve\u0161kerou hotovost vybranou dop\u0159edu, jak se cestovalo d\u0159\u00edve. Poj\u010fme se na n\u011bkter\u00e9 rady pod\u00edvat bl\u00ed\u017ee.\tJak vyzr\u00e1t na v\u00fdb\u011bry z bankomat\u016fDnes u\u017e se do ciziny se stohem bankovek nejezd\u00ed. Snahou je platit co nejv\u00edce pomoc\u00ed karet, ale n\u011bkdy to prost\u011b nevyjde a budete si muset vybrat z bankomatu i v zahrani\u010d\u00ed. Pro\u010d ale zbyte\u010dn\u011b platit za v\u00fdb\u011bry, kdy\u017e i \u010desk\u00e9 banky nab\u00edzej\u00ed pom\u011brn\u011b levn\u00e9 tarify, ve kter\u00fdch m\u00e1te nejen neomezen\u00fd po\u010det v\u00fdb\u011br\u016f v cizin\u011b zdarma. A to nemluv\u00edme o tom, \u017ee zdarma v\u00fdb\u011bry v republice jsou samoz\u0159ejmost\u00ed.Zkuste nap\u0159\u00edklad velk\u00fd tarif za 100 K\u010d m\u011bs\u00ed\u010dn\u011b u AirBank. Nab\u00edz\u00ed dal\u0161\u00ed \u00fa\u010dty v ciz\u00ed m\u011bn\u011b (eurov\u00fd, dolarov\u00fd) zdarma a v\u00fdb\u011bry po cel\u00e9 Evrop\u011b neomezen\u011b. Dokonce i p\u0159\u00edchoz\u00ed a odchoz\u00ed SEPO platby v\u00e1s nebudou st\u00e1t ani korunu. Lze tedy s v\u00fdhodou vyu\u017e\u00edvat, pl\u00e1nujete-li n\u011bjakou dobu pracovat v jin\u00e9m st\u00e1t\u011b Evropsk\u00e9 unie. U\u0161et\u0159\u00edte si tak probl\u00e9my p\u0159i zakl\u00e1d\u00e1n\u00ed m\u00edstn\u00edch bankovn\u00edch \u00fa\u010dt\u016f.\tJak vy\u0159e\u0161it probl\u00e9m konverze m\u011bn\u010cesk\u00e1 republika je sice \u010dlenem Evropsk\u00e9 unie, ale m\u011bna euro u n\u00e1s je\u0161t\u011b p\u0159ijata nebyla. Proto v ka\u017ed\u00e9 cizin\u011b budete \u0159e\u0161it ot\u00e1zku, co s konverz\u00ed mezi m\u011bnami, kdy\u017e v\u00e1\u0161 bankovn\u00ed \u00fa\u010det je v \u010desk\u00fdch korun\u00e1ch. B\u011b\u017en\u00e9 banky a sm\u011bn\u00e1rny maj\u00ed \u010dasto p\u0159ir\u00e1\u017eku a\u017e 5 % z\u00a0p\u0159ev\u00e1d\u011bn\u00e9 \u010d\u00e1stky.My v\u00e1m ale doporu\u010dujeme vyu\u017e\u00edt slu\u017eby transferWise, kter\u00e1 nab\u00edz\u00ed p\u0159evod m\u011bn a\u017e 8x levn\u011bji ne\u017e b\u011b\u017en\u00e9 instituce v\u00a0bankovn\u00ed sf\u00e9\u0159e. Jedn\u00e1 se o takovou online pen\u011b\u017eenku, kde m\u016f\u017eete p\u0159ev\u00e1d\u011bt m\u011bny a oni v\u00e1m budou hledat sami nejv\u00fdhodn\u011bj\u0161\u00ed kurzy.                                                                                                                                                                                                                                                                                                                                                                                                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