[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.esfr.cz\/dum-a-zahrada\/jeste-je-tu-nebankovni-sektor\/#Article","mainEntityOfPage":"https:\/\/www.esfr.cz\/dum-a-zahrada\/jeste-je-tu-nebankovni-sektor\/","headline":"Je\u0161t\u011b je tu nebankovn\u00ed sektor","name":"Je\u0161t\u011b je tu nebankovn\u00ed sektor","description":"\u010clov\u011bk v nesn\u00e1z\u00edch, zejm\u00e9na t\u011bch finan\u010dn\u00edch, nejednou nem\u00e1 na koho se obr\u00e1tit. Proto\u017ee pen\u00edze jsou v dne\u0161n\u00ed dob\u011b pro mnoho lid\u00ed a instituc\u00ed t\u00edm jedin\u00fdm, co pro n\u011b m\u00e1 n\u011bjakou cenu, nebo aspo\u0148 jednou z nejd\u016fle\u017eit\u011bj\u0161\u00edch v\u011bc\u00ed, a proto je doty\u010dn\u00ed nem\u00edn\u00ed s nik\u00fdm ani sd\u00edlet, ani je jen tak p\u016fj\u010dovat. Kdo dnes pen\u00edze p\u0159esto [&hellip;]","datePublished":"2019-04-05","dateModified":"2019-04-05","author":{"@type":"Person","@id":"https:\/\/www.esfr.cz\/author\/#Person","name":"","url":"https:\/\/www.esfr.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2d2e3fdaba6370eba756fb4048c695326686ff29010a0df4d58b27c20544521d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2d2e3fdaba6370eba756fb4048c695326686ff29010a0df4d58b27c20544521d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"esfr.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.esfr.cz\/wp-content\/uploads\/img_a346322_w1681_t1560425781.jpg","url":"https:\/\/www.esfr.cz\/wp-content\/uploads\/img_a346322_w1681_t1560425781.jpg","height":0,"width":0},"url":"https:\/\/www.esfr.cz\/dum-a-zahrada\/jeste-je-tu-nebankovni-sektor\/","wordCount":405,"articleBody":"           \u010clov\u011bk v nesn\u00e1z\u00edch, zejm\u00e9na t\u011bch finan\u010dn\u00edch, nejednou nem\u00e1 na koho se obr\u00e1tit. Proto\u017ee pen\u00edze jsou v dne\u0161n\u00ed dob\u011b pro mnoho lid\u00ed a instituc\u00ed t\u00edm jedin\u00fdm, co pro n\u011b m\u00e1 n\u011bjakou cenu, nebo aspo\u0148 jednou z nejd\u016fle\u017eit\u011bj\u0161\u00edch v\u011bc\u00ed, a proto je doty\u010dn\u00ed nem\u00edn\u00ed s nik\u00fdm ani sd\u00edlet, ani je jen tak p\u016fj\u010dovat. Kdo dnes pen\u00edze p\u0159esto p\u016fj\u010duje, chce m\u00edt jednozna\u010dn\u00e9 z\u00e1ruky, \u017ee se s nimi zase v po\u0159\u00e1dku shled\u00e1, a proto si nejednou klade p\u0159i p\u016fj\u010dov\u00e1n\u00ed podm\u00ednky, jim\u017e velmi \u010dasto nelze vyhov\u011bt. \u010ceho\u017e zjevn\u00fdm p\u0159\u00edkladem jsou klasick\u00e9 banky. A chce-li tak str\u00e1daj\u00edc\u00ed \u010dlov\u011bk naj\u00edt n\u011bkoho, kdo by mu finan\u010dn\u011b vypomohl, mus\u00ed se nejednou obr\u00e1tit na nebankovn\u00ed sektor. Aby zde ke sv\u00e9mu p\u0159ekvapen\u00ed zjistil, \u017ee ne v\u0161ude je to sam\u00e1 dr\u017egre\u0161le.  Proto\u017ee v nebankovn\u00ed sf\u00e9\u0159e lze z\u00edskat i finan\u010dn\u00ed produkt nebankovn\u00ed americk\u00e1 hypot\u00e9ka, jen\u017e je pro mnoho t\u011bch, kdo jsou v \u00fazk\u00fdch, vysloven\u00fdm darem seslan\u00fdm p\u0159\u00edmo z nebes. V tomto p\u0159\u00edpad\u011b toti\u017e \u010dlov\u011bk prokazuje dostate\u010dn\u00e9 p\u0159\u00edjmy mnohem snadn\u011bji ne\u017e v bance, toleruj\u00ed se tu i n\u011bkter\u00e9 z\u00e1znamy v registrech dlu\u017en\u00edk\u016f a ne\u017e\u00e1daj\u00ed se ani \u017e\u00e1dn\u00e9 povinn\u00e9 poplatky p\u0159edem, tak\u017ee je tu v\u0161e od samotn\u00e9ho za\u010d\u00e1tku nesrovnateln\u011b jednodu\u0161\u0161\u00ed.   A ani n\u00e1sledn\u011b to tu nen\u00ed komplikovan\u00e9, proto\u017ee sta\u010d\u00ed zaru\u010dit se vhodnou vlastn\u00ed nemovitost\u00ed nebo nemovitost\u00ed t\u0159et\u00ed osoby a \u010dlov\u011bku do \u010dty\u0159iadvaceti hodin odsouhlas\u00ed p\u016fj\u010dku a\u017e ve v\u00fd\u0161i sedmdes\u00e1ti procent odhadn\u00ed ceny takov\u00e9 nemovitosti (domu, bytu, pozemku, chaty, komer\u010dn\u00ed nemovitosti,\u2026), jej\u00ed\u017e n\u00e1sledn\u00e9 spl\u00e1cen\u00ed lze rozlo\u017eit na jeden rok a\u017e t\u0159icet let, podle toho, jak to doty\u010dn\u00e9mu \u017eadateli vyhovuje a jak je a bude schopen to spl\u00e1cet. P\u0159i\u010dem\u017e je potom mo\u017en\u00e9 v\u0161e kdykoliv splatit i p\u0159ed\u010dasn\u011b a bez sankc\u00ed. Sta\u010d\u00ed zaslat emailem n\u011bkolik fotografi\u00ed zm\u00edn\u011bn\u00e9 nemovitosti, vyplnit online formul\u00e1\u0159 a po\u010dkat si na odpov\u011b\u010f a je to. Tak snadn\u00e9 to je. A kdy\u017e to tu jde tak lehce, pro\u010d nevyu\u017e\u00edt p\u0159\u00edle\u017eitost, \u017ee?                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Dum A Zahrada","item":"https:\/\/www.esfr.cz\/dum-a-zahrada\/#breadcrumbitem"},{"@type":"ListItem","position":2,"name":"Je\u0161t\u011b je tu nebankovn\u00ed sektor","item":"https:\/\/www.esfr.cz\/dum-a-zahrada\/jeste-je-tu-nebankovni-sektor\/#breadcrumbitem"}]}]